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Motor City Kubota

Kubota Credit Corporation

Financing

Financing your Kubota through Kubota Credit Corporation (KCC) keeps cash in your pocket and gets you working now. Low rates, flexible terms, and 0% APR options on select models — all handled right here, with a team that makes the paperwork painless.

Why Finance With Us

Own it now, pay as you work

Affordable monthly payments on the equipment you need — backed by Kubota's own financing arm.

  • Low & 0% APR Programs

    Kubota regularly offers low-rate and 0% APR financing on select models for qualified buyers — keeping your monthly payment down.

  • Flexible Terms

    Choose the term that fits your budget and cash flow, with a range of down-payment and length options up to 84 months.

  • Financing Backed by Kubota

    Kubota Credit Corporation is built specifically for Kubota equipment — competitive programs designed around the machines you're buying.

  • One-Stop, No Hassle

    Pick your equipment and finance it in the same visit. Our team helps you apply and explains every number — no surprises.

How It Works

From estimate to keys in four steps

  1. 1

    Pick your equipment

    Browse inventory or an equipment package, or tell us what the job calls for and we'll help you choose.

  2. 2

    Estimate a payment

    Use the payment estimator below to get a feel for your monthly number before you apply.

  3. 3

    Apply with our team

    We help you complete a Kubota Credit Corporation application and find the program that fits your budget.

  4. 4

    Get approved & go to work

    Once you're approved, sign, take delivery, and put your Kubota to work — often the same week.

Estimate Your Payment

Enter an amount to estimate a monthly payment.

Estimated monthly payment

—

Get Pre-Qualified

Estimates only — not a financing offer or a guarantee of terms. Actual rates and payments depend on approved credit and current Kubota (KCC) programs. Contact us for exact figures.

Financing FAQ

Common financing questions

How does financing work?

We offer financing through Kubota Credit Corporation (KCC), including low-rate and 0% APR programs on select models for qualified buyers. Once you pick your equipment, our team helps you apply and walks you through terms — financing is on approved credit, and not all applicants will qualify.

Can I estimate my monthly payment?

Yes — use the payment estimator on our Financing page or any inventory listing. Enter an amount, down payment, rate, and term to see an estimated monthly payment. It's an estimate to help you plan, not a financing offer.

Do you offer 0% APR?

Kubota frequently runs 0% APR and other low-rate programs on select models. Available rates, terms, and eligible equipment change with Kubota's current promotions — check our Offers page or ask our team for what's live right now.

How do I get pre-qualified?

Start a quote or reach out and let us know you'd like to finance. We'll help you begin the Kubota Credit Corporation application and answer any questions about down payment, term length, and monthly payments.

More questions? See the full FAQ.

Financing on approved credit through Kubota Credit Corporation, U.S.A.; not all applicants will qualify. Rates, terms, and program availability are subject to change and may vary by model. Payment estimates are illustrative only and are not an offer or guarantee of terms. See dealer for complete details and current program dates.

Ready to get pre-qualified?

Start a quick request and our team will help you find the right Kubota and the financing to match.

Get Pre-QualifiedView Current Offers

Prefer to talk it through?

Call 1-888-380-6420